Our Loan Products
Transparent and flexible micro-financial solutions designed
to fit your specific business or personal needs.
SME Business Loans
Our SME Loans are designed for micro, small, and medium enterprises looking to expand their operations, purchase inventory, or manage cash flow. We understand the Ghanaian market and provide support that actually grows your business.
- Flexible repayment terms
- Fast processing within 48 hours
- No hidden charges
- Competitive interest rates
Personal Loans
Whether it is school fees, medical emergencies, or a special family event, our personal loans provide the cushion you need when life happens. We offer quick, dignifying credit solutions for individuals.
- Minimal documentation
- Unsecured options available
- Instant approval
- Repayment aligned with salary
Group Loan
Designed primarily for market women and small trade associations. By coming together in groups, members can access credit without traditional collateral, relying instead on the strength of their community and mutual trust.
- No individual collateral
- Group guarantee system
- Weekly repayment options
- Financial literacy training
Funeral Loan
We understand the cultural importance and high costs associated with funeral rites in Ghana. Our Funeral Loans are designed to provide immediate liquidity to families, ensuring your loved ones receive a fitting farewell.
- Fast-track approval
- Empathetic service team
- Flexible bereavement terms
- Transparent repayment plan
Hire Purchase
Don’t wait to save the full amount for essential assets. Whether it is a refrigerator for your shop or a sewing machine for your tailoring business, our hire purchase plan lets you use the item while you pay for it.
- Low initial deposit
- Wide range of partner vendors
- Ownership after final payment
- Fixed monthly installments
Auto-Maintenance Loan
For the trotro and taxi drivers who keep Ghana moving. If your vehicle is down, your income is down. We provide rapid financing for parts and repairs to get you back on the road immediately.
- Spare parts financing
- Available to GPRTU members
- Engine overhaul support
- Same-day spare part pickup
General Requirements
Identification
Valid Ghana Card (National ID) is mandatory for all applications.
Income Proof
Bank statements, mobile money statements, or recent payslips.
Residence
Utility bill or Ghana Post Digital Address (GPS).
Guarantor
Required for specific loan amounts and categories.